Mortgage Repayment Calculator
Calculate your monthly mortgage payments and total costs
Typical market rates are often in a mid-single-digit range, but they move over time and vary by deposit size, product type, and credit profile.
Monthly repayment
£1,501
Total repaid
£450,224
Total interest
£180,224
Loan amount
£270,000
LTV
90%
Principal vs Interest
Mortgage Balance Over Time
The curve is steepest early on because more of each payment goes to interest at the start. As the balance falls, interest costs drop and a bigger share goes to capital, so the loan clears faster later in the term.
Rates shown are illustrative. Speak to a mortgage broker for personalised quotes.
Frequently Asked Questions
Important: The figures provided by this calculator are for general illustrative purposes only and do not constitute financial advice, a recommendation, or a guarantee of any outcome. Calculations are based on simplified assumptions and may not reflect your individual circumstances. You should seek independent financial advice from a qualified professional before making any financial decisions. Viven accepts no liability for decisions made based on the information provided by this tool.
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