Overpayment Calculator
See how overpayments can save you thousands
Interest saved
£29,367
Time saved
4y 0m
New payoff
18 years
Was 22 years
Current payment
£1,493/mo
Overpayment
£200/mo
Balance Over Time: Original vs With Overpayments
Most lenders allow up to 10% of the balance per year in overpayments without penalty. Check your mortgage terms before committing to regular overpayments. At £200/month, you'd save £29,367 in interest — that's a powerful return on your money.
Frequently Asked Questions
Important: The figures provided by this calculator are for general illustrative purposes only and do not constitute financial advice, a recommendation, or a guarantee of any outcome. Calculations are based on simplified assumptions and may not reflect your individual circumstances. You should seek independent financial advice from a qualified professional before making any financial decisions. Viven accepts no liability for decisions made based on the information provided by this tool.
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