Understanding Your Tenancy Agreement
A plain-English breakdown of tenancy contracts, clauses, and what to watch for before you sign.
What Is a Tenancy Agreement?
A tenancy agreement is a legally binding contract between you (the tenant) and your landlord. It sets out the terms of your tenancy, including how much rent you pay, how long the tenancy lasts, and what responsibilities each party has. In England and Wales, most private renters have an Assured Shorthold Tenancy (AST), which is the default type of tenancy created when you rent from a private landlord.
Your tenancy agreement does not have to be in writing to be legally valid, but having a written agreement makes it far easier to resolve disputes. Most landlords and agents will provide a written contract. You should always request one and keep a signed copy for your records.
Even without a written agreement, you still have legal rights as a tenant. Certain rights are implied by law and cannot be overridden by a contract, such as the right to live in a property that is safe and in good repair, and protection from unfair eviction.
Assured Shorthold Tenancy (AST)
The Assured Shorthold Tenancy is by far the most common type of private residential tenancy in England. An AST gives you the right to live in the property for an agreed period (the fixed term), after which the tenancy usually becomes periodic (rolling on a week-by-week or month-by-month basis). Most ASTs have a fixed term of 6 or 12 months, though longer terms of two or three years are becoming more common.
During the fixed term, neither you nor the landlord can end the tenancy early unless there is a break clause in the contract, or both parties agree. Previously, a landlord could serve a Section 21 notice to regain possession, but under the Renters' Rights Act 2025 Section 21 no-fault evictions are due to be abolished from 1 May 2026. As a tenant, you can usually leave a periodic tenancy by giving one month's notice.
Periodic Tenancies
A periodic tenancy arises when your fixed term ends and you continue living in the property without signing a new fixed-term contract. It rolls on either weekly or monthly (matching your rent payment frequency). A periodic tenancy offers flexibility because you can leave by giving notice, but it also means the landlord can seek possession more easily (subject to giving the required notice).
You may also start on a periodic tenancy from day one if no fixed term is agreed. This is sometimes called a "contractual periodic tenancy" if set out in the agreement, or a "statutory periodic tenancy" if it arises automatically by law at the end of a fixed term.
The notice period for ending a periodic tenancy is usually one month for monthly tenancies (matching a full rental period) and four weeks for weekly tenancies. Check your contract, as it may specify a longer notice period, though the landlord cannot require more than two months for a monthly periodic tenancy.
Break Clauses
A break clause is a provision in a fixed-term tenancy that allows either you or the landlord (or both) to end the tenancy early. For example, a 12-month tenancy might include a break clause at the 6-month mark, allowing either party to give two months' notice from that point.
If your contract has a break clause, check the wording carefully. Key things to look for include: who can activate it (just you, just the landlord, or both), how much notice is required, whether there are conditions that must be met (such as being up to date with rent), and the earliest date it can be used.
Joint Tenancies
If you are renting with flatmates and all your names are on one tenancy agreement, you have a joint tenancy. This means you are all equally responsible for the full rent and any other obligations in the contract. If one person does not pay their share, the landlord can pursue any of the remaining tenants for the full amount. This is known as "joint and several liability."
Joint tenancies can be tricky if one person wants to leave before the end of the fixed term. In a periodic joint tenancy, one tenant giving notice can end the entire tenancy for everyone (this was confirmed in the Hammersmith v Monk case). During a fixed term, all tenants usually need to agree for anyone to be released from the contract.
If you are sharing a property, discuss with your flatmates before signing what will happen if someone needs to leave early. Consider whether individual tenancy agreements (one per room) might be more appropriate, though these are less common with private landlords and more typical in Houses in Multiple Occupation (HMOs) managed by professional landlords.
Key Clauses to Check Before Signing
Rent Amount and Payment Terms
Confirm the exact monthly rent, when it is due, and how it should be paid (standing order, bank transfer, etc.). Check whether the rent includes any bills or if everything is separate. Note whether there is a rent review clause allowing the landlord to increase rent during the fixed term.
Deposit Amount and Protection
The agreement should state the deposit amount and confirm it will be protected in one of the three government-approved schemes (DPS, MyDeposits, or TDS). The deposit cannot exceed five weeks' rent for annual rents under £50,000. You must receive prescribed information about the deposit within 30 days.
Repair and Maintenance Responsibilities
The contract should clarify who is responsible for what. By law (Section 11 of the Landlord and Tenant Act 1985), the landlord must maintain the structure, exterior, heating, hot water, and sanitary installations. The tenant is typically responsible for minor upkeep and reporting any issues promptly.
Restrictions and Permissions
Look for clauses about pets, subletting, smoking, decorating, and making alterations. Some restrictions may be negotiable. If you want to keep a pet, discuss this before signing and ask for the agreement to be amended in writing. Verbal permission is not enough.
Notice Period and Termination
Check how much notice you need to give to leave, how much notice the landlord must give you, and whether there is a break clause. Also look for any early termination fees, though these must be reasonable and reflect the landlord's actual losses under the Tenant Fees Act 2019.
Unfair Terms
Under the Consumer Rights Act 2015, any term in a tenancy agreement that creates a significant imbalance between your rights and the landlord's, to your detriment, may be considered unfair and therefore unenforceable. Examples of potentially unfair terms include clauses requiring you to use a specific cleaning company at the end of the tenancy, excessive charges for minor damage, or terms that give the landlord unrestricted right of access.
If you believe a clause is unfair, raise it with the landlord or agent before signing. If they refuse to change it, seek advice from Citizens Advice or Shelter. You can still sign the agreement and later challenge the unfair clause, but it is always better to address concerns upfront.
When Things Go Wrong
If your landlord breaches the tenancy agreement (for example, by failing to carry out repairs or entering the property without notice), document everything and raise the issue in writing first. If the problem is not resolved, you can seek advice from Citizens Advice, Shelter, or a housing solicitor. In some cases, you may be able to apply to the courts for a remedy.
If you need to leave a fixed-term tenancy early and there is no break clause, talk to your landlord. Many will agree to an early surrender of the tenancy if you help find a replacement tenant. Get any agreement to end the tenancy early in writing. If the landlord will not agree, you are legally responsible for rent until the end of the fixed term, even if you have moved out.